or . Select the Card below to read the full terms and conditions for Global Assist Hotline, Premium Global Assist Hotline and Emergency Assistance related to that Card. $39 . American Express offers credit cards and charge cards mostly focused on luxury travel benefits, high-end rewards, and premium customer service. Earn 2x points for each. Step one, of course, will be to activate your card online or by calling the number posted on the sticker attached to the front of your card. Key facts: £650 annual fee. Cardholders can choose to pay their bill. The Platinum Card. 1X is earned for other. Instead of cash back, you’ll receive an unlimited 1. Manage payables and receivables all in one place. The Business Platinum Card® from American Express. Learn more about how they differ and how to determine which is. The Platinum Card’s current welcome bonus is: 80,000 Membership Rewards Points after spending $8,000 on purchases on the card in the first 6 months of card membership. • 21 days ago. The American Express Business Gold Card offers a promising 70,000-point welcome offer after you spend $10,000 on eligible purchases within the first three months of card membership (terms apply. 95 plus applicable local sales tax. Card: Welcome Offer: Annual Fee: Best For: The Business Platinum Card ® from American Express: OUR BEST OFFER: Earn 120,000 points after you spend $15,000 on purchases in the first 3 months. online retail purchases, on up to $6,000 per year, then 1%. You can choose to pay for these purchases over time with interest, or you can pay your full balance each month, whichever is best for your business. S. But these major benefits come with an. Blue Business Plus. $695. If your Card is not listed on this page, if you are an Additional Card Member, or to determine whether you have coverage, please call the number on the back of. bonus_miles_full; Get 15% off SkyMiles award tickets with TakeOff 15 when booking on delta. The Platinum Card gives you access to more than 40 American Express Centurion lounges at airports all over the world. Now, you can earn 120,000 bonus points after you spend $15,000 on your card within the first 3 months of account opening. It earns 1 point per dollar spent on all other purchases. On the surface, the personal card's terms might seem better. For New York state residents, there is a maximum of $10,000 aggregate for all covered persons per covered trip. Other American Express cards offer baggage insurance coverage of up to $1,250 for carry-on baggage and up to $500 for checked baggage. *. The Platinum Card® from American Express is one of the best premium rewards cards on the market thanks to its extensive benefits, from lounge access to monthly statement credits. I opened it in 2009 when I incorporated my business. These top travel websites offer deep discounts and worthwhile deals on airfare, hotel rooms, and car rentals. Both card impose a 3% foreign exchange fee on transactions outside the UK. Business Platinum to see which makes the most sense for your wallet. The American Express Plum card also is unique in that it rewards cardholders for paying off their balances early, rather than for making purchases. In contrast, the Business Platinum bonus is worth $2,400, making them two of the most valuable offers on the market. Learn more about the benefits Card Membership can provide. 1. American Express has a suite of different personal and business credit cards,. Gold Card. Here's a look at the three different flavors of the Amex Platinum that I'll focus on today. You can add an authorized user to your Amex Platinum card for $195. This card offers a unique payment structure that allows cardholders to pay early and receive a discount or pay later with no interest charges. As anyone familiar with premium travel credit cards. FICO® Score and Insights. The Amex Platinum card comes with a long list of premium travel and shopping. First checked bag free on Delta Flights ‡. Earning rewards with the Blue Business Cash vs. 5% . You can get a discount of 1. About American Express; Investor Relations; Careers; Global Network; Contact Us; Amex Mobile App; Products & Services. Login - American ExpressIt was embarrassing, a Platinum Card declining for a 182. S. Reward your inbox with the TPG Daily newsletter. Delta SkyMiles® Reserve American Express Card - best for sky club access. Delta SkyMiles ® Gold American Express Card. See terms and conditions. Stay focused on getting where you need to go. 6% variable, including the annual fee. Spend between $250,000 to $350,000 per year on your Amex credit cards for the personal Centurion card or $400,000 to $500,000 for the business version (though some reports say you need to spend. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. Annual fee. For a difference of $150, the Amex Platinum can offer a better value, since there's a long list of non-Delta benefits that are useful for other parts of the travel experience, whether that's with hotels or rental cars. The Plum Card from American Express, on the other hand, has a unique “rewards” structure. However, some TPG readers have been targeted for even better offers: up to 125,000 points on the personal. Select the Card below to read the full Policy for Extended Warranty related to that Card. The Centurion doesn't have any plastic either. Credit Intel – Financial Education Center. 1 Based on the Feb 2023 Nilson Report. YULIYA TABA/GETTY IMAGES. While the issuer. The Amex Blue Business Plus card is arguably the best no-annual-fee business credit card you can have. 24% APR for Pay-Over-Time purchases, which is lower than many premium travel rewards cards -- but still much higher than you should ever be paying. Track spending & rewards, find offers, review your balance, pay your bill and enjoy features only available in the Amex. Card Members must pay in full all charges not included in a Pay Over Time balance. Oh, and both come with worthwhile bonuses. Updated September 20, 2023. S. Welcome bonus. Delta SkyMiles® Platinum Business American Express Card. Find Your Minimum Spending Requirement. Learn more about the benefits Card Membership can provide. Corporate Programs. S. It is a good credit card. Before we examine the details of our featured cards, take a look at this overview of the highlights of the Delta Platinum card and the Delta Gold card: Earn 50,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 6 months. To Report Lost or Stolen Card, Fraud, or Dispute a Charge: 800-528-4800. 5% cash back) Once pre-paid a large amount on the Plum in order to make a charge that was 3x the preset limit; Swiped the hell out of the Platinum Card, making mid-cycle payments to keep it usable and under the preset limit. Last updated on February 6, 2020. Great introductory bonus. Per dollar spent on prepaid hotel purchases, booked and paid in advance, online at amextravel. Plum may get the metal card treatment due to being in the same AF tier, but I wouldn't count on it. Delta SkyMiles® Platinum Business American Express Card. Delta Platinum card members will pay just $50 per person, with up to 2 guests per visit. The American Express Business Platinum card also has rental car insurance and extended warranty, which are more common perks across American Express credit cards. The American Express® Gold Card has a $250 annual fee. Amex Business Gold Card vs. Use Pay with Miles to reduce the cost of Delta. If. The Platinum Card from American Express. With this card you'll get access to not only Delta Sky Clubs, but also American Express Centurion Lounges, and Escape Lounges. Based on identical spending inputs, you’ll earn cashback per year with American Express Plum Card and $464. American Express cards can only be downgraded to the. So, if you have two additional users, you’ll pay a $700 annual fee, which takes it to pretty much the same level as the Amex Platinum. Amazon Business Prime American Express Card. Activate Your Amex Platinum Card. To downgrade the Amex Gold card, call American Express customer service at (800) 528-4800, and ask to downgrade your Amex Gold card to the American Express® Green Card. Rewards: The Plum Card® from American Express does not offer a rewards program, but you do get 1. You can with the Platinum by using the "Plan it" feature which has 0% APR promo on the Biz Plat. Saks Fifth Avenue Credit: AMEX added more value to the Platinum card by giving you free shopping money each year. Your Card number and expiry date can be found etched on the reverse of the Card. supermarkets up to $6,000 in per year in purchases, 2X points at U. Earn 70,000 miles after spending $5,000 in purchases in the first 3 months. $155 Walmart+ Credit: Cover the cost of a $12. Rewards and discounts. MARTIN DIMITROV/GETTY IMAGES. Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible. Prices range from $12. If you do not pay for two billing periods in a row, the fee is the greater of. The Platinum Card’s welcome bonus is: Earn 80,000. The card allows members to travel in comfort. The card’s purchase rate is 31%. Just like with any airline credit card, the Delta Platinum Business card is most valuable when you use it to book airfare. Platinum: Platinum Takes the Prize for Perks. 4% return on spend. While both cards are issued by American Express, the Amex Platinum card is a premium travel rewards card that earns Membership Rewards points, while the Delta Platinum card is a co-branded airline credit card that earns Delta SkyMiles. The Plum Card® from American Express is a different kind of card, giving small business owners a lot of flexibility when it comes to paying it off. 6 cents each. American Express offers excellent membership benefits on its premium cards, including various luxury travel perks. The Gold’s annual fee is nowhere near that of the Platinum’s, which at $695 (see rates & fees) is the priciest card on offer to most Amex consumers. 07/16 used $2500 for renovations. Fees Annual Membership Fee . In the realm of rewards, the Cobalt Card boasts a dynamic points system,. Delta SkyMiles ® Platinum American Express Card. The Platinum Card. It offers a generous introductory rate of 0% for the first 12 months, then a 16. Best American Express Cards of November 2023. 24% APR for Pay-Over-Time purchases, which is lower than many premium travel rewards cards -- but still much higher than you should ever be paying. By contrast, the Amex Platinum Card currently offers a lower welcome bonus: 80,000 points after spending $8,000 within the first six months of card membership. TPG's valuations peg Delta SkyMiles at 1. Retailers eligible for cash-back in this category include, but are not limited to:The annual fee for the Amex Blue Cash Preferred card is $0 intro annual fee for the first year, then $95 , while the annual fee for the Amex Platinum card is $695. Supermarkets ‡. Delta - Denied- response approved for the max amount of cards at this time. Benefits for AmEx lounges include much more than Centurion Lounges. While this card comes with undeniably generous benefits, including airport lounge access and travel perks, it also charges a steep annual fee of £650. ago. There isn't a welcome offer. PERSONAL SAVINGS. Subsection 201 of the CARD Act says the following about late payment disclosures: '' (A) LATE PAYMENT DEADLINE REQUIRED TO BE DISCLOSED. For starters, Capital One Venture X offers an initial bonus of 75,000 miles for spending $4,000 in the first 3 months. $100 NEXUS Card Statement Credit – American Express® Platinum Cardmembers are eligible to receive up to $100 CAD in statement credits every four (4) years for application or renewal fees for the NEXUS program when charged to an eligible Card. Compare Americanexpress. Subject to additional terms, conditions and exclusions. But. Shipping providers‡ 2. There are two different ways to file a claim for an incident. An expanding network of airport lounges, the American Express Global Lounge Collection® is dedicated to offering Platinum Card Members more lounge options than any other card on the market*. The Minimum Payment is the lesser of (1) or (2), calculated as follows: 1) the total of: (a) any previously billed minimum payment that remains unpaid on the Closing Date. The Delta Reserve Amex is currently offering 60,000 bonus miles after you spend $5,000 in purchases on your new card in your first six months of account opening. 85 cents each. Welcome bonus: 70,000 Membership Rewards points after spending $10,000 on. Secondary coverage on eligible rental vehicles with the option to purchase Premium Protection for 1 low fee that covers the entire rental period. Unfortunately, the additional Platinum card user annual fee will skyrocket from 3 cards. Chip Lupo, Credit Card Writer. Amex’s marquee business credit card, the American Express Business Platinum Card is sought after as much for its perks and benefits as for its 5X hotel and airfare rewards categories. The Plum Card ® from American Express. Earn 5X Membership Rewards® Points for flights booked directly with airlines. $2,000. AmEx Platinum vs. The Delta Reserve offers. or . American Express offers excellent membership benefits on its premium cards, including various luxury travel perks. Chase Sapphire Reserve: Reserve Has More Mass Appeal. Welcome bonus. So, these two premium cards are not only great for travel, but they are also useful for everyday spending. If you already have an Amex credit card, it will be a soft pull, which is a good thing. Delta SkyMiles ® Reserve Business American Express Card. Amex Business Gold Card vs. The Amex Platinum Cashback Everyday card pays you 5% back on your spending in the first three months,. 8. American Express offers an array of credit cards to consumers with varied benefits, including travel and cash-back rewards on select cards, access to Amex Offers and other valuable protections and. Welcome bonus. Compare American Express Platinum vs American Express Plum Card and see which is better. In contrast, the Business Platinum bonus is worth $2,400, making them two of the most valuable offers on the market. Car Rental Loss and Damage Insurance. Other American Express cards offer baggage insurance coverage of up to $1,250 for carry-on baggage and up to $500 for checked baggage. The official American Express App for iPhone allows you to access your Account from anywhere. S. You must also be able to afford the card’s $395 annual fee. American Express consistently gets high marks for its customer service. For these reasons, we value Amex points at around 2. Interest rate: Pay Over Time. American Express Gold is a better card to use abroad than Amex Platinum, because you earn double Membership Rewards points when spending in a foreign currency. Benefits. Savings Accounts & CDs. Your all-new metal Platinum Card Benefits. Some applicants won't be eligible for this. If you’re not sure when you’ll have the money to pay your bill, this card provides some wiggle room. Looking at the annual fee, for example, the Cobalt’s annual fee of $120 (charged as $10 over twelve monthly statements) is far lower than the Platinum Card’s effective annual fee of $499 ($699, offset by an annual $200 travel credit). S. supermarkets and gas stations. Learn what it takes to. So whether you love (or don't love) the $200 annual airline fee credit , the up to $200 in annual Uber Cash , and up to $100 in annual Saks Fifth Avenue credits , they'll be sticking around. Platinum Card members will be charged a $50 fee for each guest—or $30 for children aged two through 17. 2. Amex Blue Business Plus offers 2X points on up to $50,000 in purchases per year (then 1X points), and Amex Blue Business Cash offers 2 percent cash back on all eligible purchases (on up to $50,000. Updated September 20, 2023. Compare American Express Plum Card vs American Express Platinum and see which is better. Annual Fees and Adding Authorized Users. 80,000-point. $295 ($375 if application is received on or after 2/1/24) New cardmember offer. Learn more about the. r/amex • Amex Plum No Preset Spending Limit and Personal Delta card. Enjoy 4 Supplementary Cards at no additional fee; Fee for additional Supplementary Card(s) - Rs. Just want to add to that, most credit cards minimum due is about 1%-2% of total balance, but with plan it, 24 months plan requires 4% to be paid every. While Amex is making a few updates to its top-of-the-line cards, the real kicker is the increased annual fee for authorized users on the personal version of the Platinum card. But the card’s sky-high annual fee can be a big turn-off for many business owners, as can the fact that, as a charge card, the Amex Business Platinum Card. Bank Business Platinum Card is built for small-business owners who need temporary, low-cost financing. of the past due amount, whichever is greater. If you’re looking for a hotel-specific credit card, then the Hilton Honors American Express Aspire Card is one of the best out there when it comes. The Plum Card is pretty expensive, though, charging a $250 annual fee. I got a gold then upgraded to a platinum about a year before going for the plum. Customer service of American Express vs. Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible. None. 250k = $100 and 1m = $200. Statement cut off date 7/15. 40,000 bonus points after you spend $3,000 on purchases on your new card in your first 6 months. Get up and running in just a few simple steps. You can choose to pay for these purchases over time with interest, or you can pay your full balance each month, whichever is best for your business. 5% . The Platinum Card® from American Express. The Platinum Card® from American Express currently is offering a good welcome bonus: Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6. If you have more than $25,000 credit limit on a credit card or a combined credit limit of $35,000, it will trigger a financial review. That's nearly three times the. Lesson learned and since then, I've charged roughly 8k between December and January. The Platinum Card from American Express might be the better option for traveling in style, but the Chase. Uber Cash and Uber VIP status is available to Basic Card Member only. Earn 2 points for every $1 in Card purchases for eligible travel 4. The Platinum Card annual fee. If you’re considering applying for the Amex Business Gold card, we recommend you have a personal credit score of at least 670 or higher — or a business credit score of at least 75 or higher to maximize your chances of approval. The Platinum Card® from American Express is one of the top cards for frequent flyers, thanks to the 5x bonus category for airfare purchased directly from the carrier or through Amex Travel (on up to $500,000 on these purchases per calendar year). Accept Amex Cards. I realize that Plat has a lot of offers for points but it seems like you only get good. New Card Members only 6. For now, let’s take a look at how to actually earn these points! 1. Carry a Balance Without Interest: Where most cards that offer 0% APR do so for an introductory period, the Plum Card from American Express takes a different approach. Savings Accounts & CDs. Earn 3% Uber Cash on business rides with. NerdWallet's . 5% “cash-back,” which is actually an early payment discount. The Amex Schwab Platinum card offers a statement credit of up to $200 each year based on the amount of holdings in your Schwab account. Charges. 99% Variable. You can earn up to 225,000 MR points per calendar year this way – it’ll take quite a few referrals to hit the limit. For example, my Amex Gold card carries an 18. The Plum Card® from American Express – Flexible repayment options; The Business Platinum Card from American Express. The card earns a whopping 4x points per $1 in the 2 categories (from a list of 6) that your business spends the most money on each month. Based on TPG's valuation of Membership Rewards points at 2 cents each, this welcome bonus is worth $1,600. When the travel credit is netted against the annual fee, we can think of the Platinum Card as having an “effective annual fee” of $499, which is more favourable than what the premium Aeroplan cards are charging. View Agreement. The Platinum Card comes with a $695 annual fee (see rates and fees) and has so many benefits that it's often referred to as a "membership card" — a card that you keep for its benefits rather than its earning potential. The Business Platinum Card ® from American Express is a premium travel rewards card tailored toward business owners who are frequent travelers with a high number of annual expenses. Learn More. Bonus Points. American Express® Business Gold Card. Travel Protections and Benefits [$375] 6. The Business Platinum Card® from American Express grants customers access to more than 1,000 airport lounges including Centurion Lounges, Delta Sky Clubs, Airspace Lounges and Priority Pass. Amex Gold card — Premium. You’ll be asked to pay $250 per year to keep your card. All Benefits & Features Cash Flow Flexibility Choose Your Billing Cycle Choose the time most convenient for your business to receive your bill each month. The Plum Card® from American Express can help you with flexible spending: You can take up to 60 days to pay your balance without interest when paying the minimum due by the payment due date. The Capital One Spark Miles card is our runner-up business card, but this credit card has a totally different ideal cardholder than the Amex Business Gold card. Access to Delta Sky Club Airport Lounges. Currently, there are 4 Amex card levels in the travel rewards category. Earn a $100 Delta Flight Credit towards future travel after you spend $10K in purchases on the Card during a calendar year ‡. No welcome offer available. Getting a free, year-long WeWork hot desk membership is easy: just open a Business Platinum Card ® from American Express. The Business Platinum card is offering 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases within the first three months of card membership. The Platinum Card® from American Express currently is offering a good welcome bonus: Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6. The Platinum Card comes with. View side-by-side comparison of rewards, rates, fees, and benefits at CreditDonkey. American Express Gold Card. Amex Platinum Amex Gold; Annual fee: $695: $250: Earning rates: 5x on flights booked directly with airlines or via American Express Travel (on up to $500,000 in purchases per calendar year) 5x on prepaid hotels booked with American Express Travel 1x on other eligible purchases 4x on dining at restaurants (including takeout and delivery. The Blue Business Plus earns 2 points per dollar on the first $50,000 spent per calendar year (then 1 point per dollar on other purchases). The American Express ® Business Gold Card is excellent at racking up rewards for your business spend. 5% cash back on any eligible portion of your balance you pay within 10 days. Terms apply. CreditSecure®. The Amex Platinum Walmart Plus link-up surprised. You can. We're comparing the Amex Business Gold card to the Amex Plum card toward help you determine which card is best for your company operation. If you do not pay for two billing periods in a row, the fee is the greater of. Corporate Platinum Card; Corporate Purchasing Card; Personal Card Annual Credit; PREPAID CARDS. With that said, it is important to be clear about the. 99% to 24. $2,400. The break even point vs standard cards for most platinum cards is somewhere around the 30k mark. Cardholders can choose to. While the value of the card’s ongoing rewards is up for debate, the Amex Business Platinum card’s latest introductory offer should grab your attention. The Amex Platinum comes with statement credits that. American Express Platinum. com or through the Fly Delta app; Check your first bag free on every Delta flight – savings of at least $60 on each round-trip flight, per personThe Amex Plum card be a business charge card so earns cash back. 50% cash back rewards on any balance amount paid within 10 days of the statement closing date and the ability to carry a balance for 60 days interest-free when you pay the Minimum Due by the Payment Due date. By stacking this benefit with other discount options, you could access these biometric security lanes on your next. or . Bottom Line: No matter how you slice it, Amex points are significantly more valuable than Citi points. When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,400 lounges, along with tons of annual. It’s available by invitation only, and you reportedly need to charge at least $100,000 to $250,000 to your credit card per year to even be eligible. Extended Warranty¹. Why is the Platinum card half plastic? I just noticed that my $695 a year Platinum card is half plastic. Pay your bills from one easy interface. With no need to opt-in or preselect your. ca/travel 5. Amex Plum gives a discount of 1. Fees Annual Membership Fee . Annual fee: $295 ($375 if application is received on or after 2/1/24). 2. $39 . The Amex Platinum is no exception, as it is currently offering 80,000 Membership Rewards Points after you spend $8,000 on purchases within the first six. The Early Pay Discount allows you to earn unlimited 1. 5 percent discount on eligible charges when you. Compare Americanexpress. It has a big annual fee — $250 (see rates and fees). View side-by-side comparison of rewards, rates, fees, and benefits at CreditDonkey. For context, the average annual rewards payout from the business rewards credit cards in. Credit Cards. About American Express; Investor Relations; Careers; Global Network; Contact Us; Amex Mobile App; Products & Services. The Mastercard Black card charges an annual fee of $495 while the Amex Platinum card charges $695. The midtier Delta choice — the Delta SkyMiles® Platinum American Express Card — is a standout option. Terms apply to American Express benefits. *. Earn 1 additional Membership Rewards point for every $1 you charge to your Platinum Card on eligible hotel or car rental bookings made with American Express Travel at americanexpress. This card offers a unique payment structure that allows cardholders to pay early and receive a discount or pay later with no interest charges. The business version of the card bears an. $0 Annual Card Fee. The Platinum Card® from American Express is one of the top cards for frequent flyers, thanks to the 5x bonus category for airfare purchased directly from the carrier or through Amex Travel (on up to. —In the case of a credit card account under an open end consumer credit plan under which a late fee or charge may be imposed due to the failure of the obligor to make payment on or. Here's a look at the three different flavors of the Amex Platinum that I'll focus on today. What am I missing? I looked up a bunch of older threads but I'm unsure if things have changed. Basic Card Members will get 1 Membership Rewards ® point for each dollar charged for eligible purchases on their Platinum Card ® or an Additional Card on their Account and 4 additional points (for a total of 5 points) for each dollar charged for eligible travel purchases on any Card on the Account (“Additional Points”), minus. The Amex Blue Cash Preferred card earns bonus cash-back on transit, including tolls, buses, trains, parking, and more. 80,000. or . Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these. American Express Platinum. The card’s introductory 0% APR lasts for 18 billing cycles and applies to both. Bank Business Platinum Card is built for small-business owners who need temporary, low-cost financing. American Express Membership Rewards® Credit Card. Amex and Chase points are both worth 2 cents each in TPG's valuations, and both bonuses require the same amount of spending ($15,000 in the first three months). Winner: The Platinum Card. Penalty Fees . $295 ($375 if application is received on or after 2/1/24) New cardmember offer. Our other UK airline and hotel credit card reviews can be found here. 80,000 bonus points: The Platinum Card® from American Express. You can earn 120,000 Membership Rewards points after spending $15,000 on eligible purchases within the first three months of membership, making this an. Whereby does the desired American Express Black Card—the choice of aforementioned elite—compare to one Amex Platinum Card? 4. It seems likely that a huge reason for this increase is due to the fees between the networks becoming closer aligned. You’ll need to enter the following: Email Address. The card’s introductory 0% APR lasts for 18 billing cycles and applies to both. Card Members save 15% when using miles to book Award Travel on Delta flights* through delta. See the pros and cons of American Express The Plum Card vs American Express Business Platinum Delta SkyMiles based on no annual fee, sign up bonus, perks, interest rates, and more. Centurion. 99% (see rates and fees) with the Pay-Over-Time feature. Winner: Venture X. 2 cents each, making 60,000 bonus miles worth a considerable $720. The Platinum Card® from American Express requires great credit, which usually means 720+. Amex Plum Card — Overview; The Value of a Welcome Bonus Offer. Specifically, the Amex Platinum card has a $695 annual fee, while the Amex Green card has a $150 annual fee. Apply Now. You could also be targeted for a higher bonus through the CardMatch tool (although offers through CardMatch are not. $250 Transaction Fees Foreign Transaction. With no need to opt-in or preselect your categories, so you. Personal Savings. The Amex Plum card costs nothing the first year but costs $250 per year after that. Furthermore, the Plum Amex gives you a bit more leeway than most charge. Yes. 99% to 22. The American Express® App and app features are available only for eligible Card accounts in the United States. Penalty Fees . Amex Business Platinum benefits. 670+ Credit Score For the Amex Business Gold Card. ‡ and earn 2 miles per dollar at U. File a Claim or Check Claim Status. com vs Americanexpress. Cardholders can also cancel an account by mail. S. Bonus value*. Next month your limit will be between $10-30k. 5% on balances paid before the due date. Since the Amex Platinum card is $600 more each year, you’ll want to make certain that all of the benefits you receive from the card are worth it for you. Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. by Dori Zinn.